Capital One Commercial Real Estate, Underwriter II in Newport Beach, California
Newport Center (61059), United States of America, Newport Beach, California
At Capital One, we’re building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.
Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. Together, we are on a quest to change banking for good.
Commercial Real Estate, Underwriter II
Commercial Real Estate, Underwriter II- Newport Beach, CA
Fully understands the procedural aspect of underwriting Agency Loans from application to delivery and can accurately detail this out to stakeholders within the deal team
Navigates deals through underwriting process with minimal oversight
Correctly identifies all waivers\risks associated with the transactions and provides mitigated recommendation to discuss with their manager
Presents ideas for policy and process improvements to their manager
Shows ability to oversee, train and increase their own efficiency through the use of Analysts\Senior Analysts
Review work of analyst/senior analysts assisting on deals and prescreens
Higher level external exposure to borrowers and lender counsel
Underwrites complex transactions with complicated borrower structures and unique property/market characteristics
Presents fully completed and analyzed narratives with supporting risk mitigation to their manager
Works on special projects as deemed appropriate by their manager
Participates in structuring deals with manager and production to broaden product knowledge
Develops and foster relationships with agency counterparts
Interprets Fannie Mae/Freddie Mac product sheets and underwrite all transaction types, including fixed, floating, supplementals, MHC's, etc.
- Bachelor's Degree or Military Experience
At least 4 years of experience as an Analyst in Agency Lending
At least 3 years of experience as an Underwriter in Agency Lending
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.